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What to Consider When Choosing a Gated Community
Everyone wants safety and security for their homes, but before you assume a particular gated community is right for you, it's important that you understand all the rules and restrictions that accompany that security. Our real estate agents can help you make the right decision based on your lifestyle. There are several basic types of gated communities. Each has its own pros and cons.
- Equity Country Clubs
These are communities associated with a private country club. In addition to monthly homeowner's association fees, which take care of regular maintenance tasks, homeowners are assessed with a portion of the costs to renovate or add amenities, such as the golf course or tennis courts. These are known as equity fees. Avid golfers may find these added costs worth the benefits.
- Non-Equity Country Clubs
These country clubs do not require membership of all residents, who will therefore not have to pay equity fees. That probably also means you are unable to use the golf course or other facilities. Each community has its own rules, so you need to check what amenities are included for your use.
- Guard-Gated Properties
A guard at the gate checks the ID of all visitors. After verifying that the visitor is authorized by a resident, the guard will direct the visitor to the appropriate destination. The guard will usually follow a strict protocol to ensure the safety of the entire community. These properties typically include amenities such as fitness centers, clubhouses, and tennis courts. Their maintenance is included in the monthly homeowner fees.
- Guard-Gated 55+ Communities
Monitored by a guard at the gate, this community is focused on the interests of residents over the age of 55. You will often find social gatherings, crafts, and outings in addition to a clubhouse. To qualify, a household generally only needs one person of the appropriate age, but there may be limits on the number of people under that minimum age in the entire community. Normally, school buses are not allowed on the grounds, and you will rarely find playgrounds. Grandparents who find themselves bringing up their grandchildren may find this a hardship.
- Non-Guard Gated Communities
The gate to these properties is accessed via passcode or telephone. Visitors may need to insert an ID while speaking to someone via camera. With a phone entry system, visitors input numbers on a keypad which causes the resident's phone to ring. The homeowner will then buzz them in. Homeowner fees are typically less expensive than in guard-gated communities.
In addition to the perks and restrictions specific to each of these, there are some policies that apply to all. Some benefits include lower crime rates, less traffic, no solicitors, and higher property values. Most exterior maintenance will be covered by the HOA fees. Some properties even include cable and house painting. Less work on the part of the homeowner means more spare time to enjoy the amenities offered. The downsides can be restrictions on the type of pets allowed, excessive HOA fees, restricted visitor access, and strict rules governing home exteriors. Deliveries may be problematic. Many communities require the owner to reside in the home for a defined time frame before renting to avoid turnover.
Once you understand the parameters of living in the various gated community types, it's easier to know what to look for in a new home. Contact us when you're ready to look at Bradenton homes for sale or Sarasota homes for sale in gated communities.