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$690,000

18200 Cypress Cove Lane Lutz, FL 33549 Residential - Single Family Active

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Description

An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for-boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county!The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views.The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Property Highlights

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Lot Size: 0.33 Acres
Roof Type: Membrane, Shingle
Stories: 2.0
Taxes: $10,155
Year Built: 1974

General Information

Bedrooms: 4
Bathrooms: 3 Full
Sqft: 2,307
County: Hillsborough
High School: Freedom-HB
Subdivision: CYPRESS COVE
Listed By:
Dillon Cook WRIGHT DAVIS REAL ESTATE 813-251-0001

Amenities

Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Lighting
Outdoor Grill
Outdoor Shower
Private Yard
Courtyard
Rain Gutters
Sliding Doors

Property Features

Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
Body of Water: LAKE STEMPER
Days on Site: 2
Directions: From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549.
Exterior: Stucco, Frame, Block
Fireplace: Living Room
Fireplace Y/N: Yes
Flood Zone Code: x
Flooring: Carpet, Vinyl
Foundation: Slab
Frontage Lake: 95
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Unincorporated, Cul-De-Sac
Lot Dimensions: 0.33
Other Equipment: Private Yard
Ownership: Fee Simple
Patio/Porch: Deck, Front Porch
Pool: Heated, In Ground, Salt Water
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Septic Tank
Showing Instructions: ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Electricity Connected, Water Connected
Water: Public
Water Access: Lake
Water Access Y/N: Yes
Waterfront Features: Lake Front, Lift, Skiing Allowed
Water View: Lake
Zoning: RSC-4
$690,000
4beds
3.0baths
2,307sqft
2cars
New to the Market Active
BEDS4 BATHS3 full SQUARE FEET2,307 MLS#TB8528738
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCYPRESS COVE

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18200 Cypress Cove Lane, Lutz, FL 33549.

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Estimated Payment

$ 3,374.75 per month $2,327.25 Principal & Interest $846.25 Property Tax $201.25 Homeowner's Insurance

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